Gini Merchant API Documentation
Introduction
Our payment API ensures an exact payment data delivery on the users' side, precisely to their banking app, enabling a smooth bank transfer experience.
We differentiate different use cases where the end-user faces A2A payments. First, if it is BNPL or immediate payment during check-out, and second, if the user is shopping using a mobile app, mobile website or on a browser on a laptop.
As described in this documentation, our QR-Code solution is for users shopping on their laptops/desktops in a BNPL scenario. A future version of this product will also contain a secured payment confirmation, enabling immediate payment use cases embedded in the check-out process.
This API enables the generation of a QR-Code that can be read by the user's banking app to prefill the SEPA transfer form automatically, which avoids manual copy & and pasting or typing and ensures perfect data quality.
Retrieving an instant payment confirmation will also be possible in an upcoming version.
Powered by Gini Pay Connect, we enable a direct connection between a merchant App and a Banking App with a deep link. This API allows the retrieval of available service providers during execution so that users can always get the latest list of bank partners added to our partners' network. All items of this list (bank partners) will be dynamically proofed by our merchant SDK so that only those bank partners that are also installed on the device (smartphone) of the user are shown within the payment options at the mobile merchant checkout.
Stable Versions
Changelog